12446 190th Street Milaca, MN 56353

$898,000
Active
estimated monthly payment
3 Beds  |  3 Baths  |  3,939 Sq Ft  |  Single Family  |  MLS # 7020736
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About The Listing

Country Living Horse Ranch Hobby Farm Enterprising Entrepreneur. Welcome to the hobby farm of your dreams — where horses, hay fields, and happy living come together on over 26 gorgeous acres overlooking the Rum River. This custom-built rambler is all about one-level living done right…3-Bdrm, 3-Bath, 3-Garage, 3939-finished sq ft. Panoramic views greet you from every window, and the oversized kitchen flows effortlessly into both formal and informal dining areas with charming built-ins. The living room features a cozy gas fireplace that practically begs you to settle in with a good book. The main floor primary bedroom suite comes with a spacious walk-in closet and a bathroom to relax and enjoy.
Step outside onto the massive maintenance-free Trex deck and take in sweeping panoramic views of the river and fenced pastures. Not a bad spot for morning coffee, if you ask us. Downstairs, the finished walkout level delivers a huge family room, gaming area, two generous bedrooms with walk-in closets, bathroom, and plenty of storage in the large utility room. Now for the real magic — huge pole building, fully equipped indoor riding arena, 6-stables, fenced pastures, hay fields, a studio apartment, workshop and indoor garages, making this a true equestrian paradise. Whether you're running a horse hobby farm or entire operation, you'll just love the wide open spaces, that this property provides. Located just minutes from Milaca with easy access to schools, shopping, and community parks, this riverfront horse ranch checks every box. Come see it today and fall in love!


Listing courtesy of David Saint Germain, MetroHomesMarket.com
Purchase Price
Loan Type
Down Payment
Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 1994
MLS #: 7020736
Bedrooms: 3
Square Feet: 3,939
Bathrooms (Full): 0
Price Per Square Foot: $228
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 2
Garage Spaces: 7
Parking Description: Attached Garage, Driveway - Other Surface, Garage Door Opener, Gravel, Multiple Garages
Sewer Description: Mound Septic, Private Sewer
Air Conditioning Type: Central Air
Water: Drilled, Private
Heat Type: Forced Air
Basement: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walkout
Foundation Type: Block
Construction Description: Block, Frame
Roof Description: Age 8 Years or Less
Days On Market (Continuous): 271
Disability Features: None
Latest Update: 06/02/2026
List Date: 02/23/2026
Listing Agent ID: 506003334
Listing Office: MetroHomesMarket.com
Listing Office ID: 9920
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Fireplace Features: Gas, Living Room
Laundry Features: Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Number of Fireplaces: 1
Exterior Features: Stone, Vinyl
Fence: Other, Partial
Lot Size: 26.43 Acres
Pool Description: None
Lot Features: Irregular Lot, Tree Coverage - Light
View Description: River
Waterfront: River Front, River View
School District: Milaca
Tax Year: 2026
Estimated Taxes: $4,980
Contingency Type: None
City: Milaca
Zip: 56353
County: Mille Lacs
State: MN

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Listing last updated: 06/02/26

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